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Holiday Closure

With the headlines regarding recent bank failures, we realize you may have questions about the money you have at MountainCrest Credit Union.

We’re strong and we’re here.

For over 85 years, MountainCrest Credit Union has served our community providing safety, stability, and service by investing in the financial well-being of members like you. We do this while protecting your trust and funds through strong risk management practices.

At MountainCrest Credit Union we live and work in the local community, taking local deposits, and making local loans to our membership. We are soundly managed, well-capitalized and continue to be in a strong financial position to support our membership.

Your money is safe and insured.

As a Credit Union, our cooperative, not-for-profit structure holds us accountable to you, our members. We do not have stockholders. We do not engage in risky practices to meet stockholders’ profit demands. We manage your money to the highest standards and best practices dictated by Federal regulatory agencies.

MountainCrest Credit Union offers a safe place for our members to save money. These deposits are federally protected by the National Credit Union Share Insurance Fund (NCUSIF) and insured up to at least $250,000 per individual depositor.

The National Credit Union Administration (NCUA) is an independent agency that administers the National Credit Union Share Insurance Fund (NCUSIF). Like the FDIC which insures bank deposits, the NCUSIF is a federal insurance fund backed by the full faith and credit of the United States government. Credit Union members have never lost a penny of insured savings at a federally insured credit union.
The NCUSIF insures member savings in federally insured credit unions, which account for about 98 percent of all credit unions in the United States. Deposits at all federal credit unions and most state-chartered credit unions are covered by NCUSIF protection.

Visit for more information about The National Credit Union Administration. You can also visit for more information. You may also find our 2022 Annual Report here>.

We appreciate your membership. If you have friends or family members who are concerned about bank failures in the news, tell them about credit unions’ accountable, safe, not-for-profit cooperative structure. We would welcome them to join us.