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Imagine cruising I-5 on a motorcycle, heading to the mountains in your RV, or sailing Puget Sound in your own sloop. However you like to explore Washington, we have an affordable loan for you!

We offer low rates on a variety of new and used recreational vehicles. Free pre-approval gives you extra bargaining power, so you can add those extra features — without blowing your budget. Since we process your loan locally, you'll be able to hit the road, trail, or water in no time.


  • Low rates for a wide range of recreational vehicles:
    • ATVs
    • RVs
    • Motorcycles
    • Boats
    • Snowmobiles
    • Jet skis
  • Up to 100% financing
  • Flexible terms
  • Pre-approval letter for extra purchasing power
  • Refinance your current vehicle to potentially lower your rate
  • Loan protection available
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

When shopping for a new vehicle, consider GAP coverage. GAP, or Guaranteed Asset Protection, is a supplement to your primary insurance.

When you purchase a vehicle, in the first two or three years, depreciation occurs faster than the reduction in the loan balance. If a theft or total loss occurs, your insurance company will pay only the actual cash value of your vehicle. The actual cash value may not pay off the balance of your loan. You are left with a gap, an unpaid balance still owing your lender.

GAP coverage from MountainCrest Credit Union covers this gap with significant savings over the cost of the coverage at a dealership. The low cost can be rolled into your loan payment.

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Get an online GAP quote or simply ask your loan officer for details. It's easy, inexpensive, and eliminates worry.