Home Mortgage Loans
You gain distinct advantages securing your home loan with MountainCrest Credit Union. To start with, we're not a profit-seeking bank. We exist to deliver lower rates and greater service to our members.
We offer a wide range of mortgage loans options. And because we're your neighbors, you'll receive friendly advice from people who really know your area — and the kind of quick processing only local institutions can provide.
- Competitively low rates for home purchase and refinance
- Available for primary residence, second homes, vacation homes, or investment properties
- A wide range of terms customized to your unique situation
- Several financing programs available:
- Fixed rate mortgages
- Adjustable rate mortgages (ARMs)
- USDA - Rural Development
- Helpful loan advisors with working knowledge of the local real estate market
- Free pre-qualification for extra confidence when it comes to securing financing
- Refinance your current home to potentially lower your rate
- Local decision-making and processing
- Attentive, friendly service from start to finish