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You gain distinct advantages securing your home loan with MountainCrest Credit Union. To start with, we're not a profit-seeking bank. We exist to deliver lower rates and greater service to our members.

We offer a wide range of mortgage loans options. And because we're your neighbors, you'll receive friendly advice from people who really know your area — and the kind of quick processing only local institutions can provide.

  • Competitively low rates for home purchase and refinance
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of terms customized to your unique situation
  • Several financing programs available:
    • Conventional
    • Fixed rate mortgages
    • Adjustable rate mortgages (ARMs)
    • FHA
    • VA
    • USDA - Rural Development
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-qualification for extra confidence when it comes to securing financing
  • Refinance your current home to potentially lower your rate
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

NMLS #226066