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Sometimes you need money in a hurry. When you do, applying for a loan isn't a fast enough option. By establishing MCCU's Personal Line of Credit ahead of time, you're pre-approved and ready for anything.

Access the funds as you need them and only pay interest on what you use. It's a smart financial move too. After all, emergencies happen — whether they're of the home repair or must-have fashion accessory variety.


  • Competitive, variable rates for several ongoing needs
  • Accommodating repayment options
  • Conveniently meet needs as they arise
  • Re-use without re-applying
  • Only pay interest on what you use
  • Funds easily available via in-person, by phone, or through online banking
  • Set up automatic payments to be deducted from your account monthly
  • Loan protection available
  • Local decision-making and processing
  • Attentive, friendly service from start to finish