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This free, high-yield savings tool is a welcome innovation from MountainCrest Credit Union. You'll earn money market dividends, rewarding bigger balances with better rates. Unlike a regular money market, if your balance drops below the minimum, there's no sudden fee or lack of earnings.

When the balance dips below the $2,500 minimum, you will still earn dividends at the current regular savings rate and incur no penalty. Getting back to Cash Management earnings is as easy as making a deposit.

  • Greater earnings than regular savings
    • Competitive, tiered dividends on entire balance
    • Higher balances earn higher rates
    • Compounded daily, paid monthly
  • Enjoy flexibility with enhanced access to funds, including direct check writing:
    • Unlimited in-person withdrawals or by mail
  • No monthly service fee
  • Converts to Savings Account if balance drops below $2,500
  • Free online banking
  • Free mobile banking
  • Free e-statements
  • Free telephone banking
  • Nationwide surcharge-free ATMs and thousands of shared branch locations via the CO-OP Network
  • Can be used as overdraft protection on checking account
  • $2,500 minimum deposit to open; no setup fee
  • Federally insured by NCUA