Cash Management
This free, high-yield savings tool is a welcome innovation from MountainCrest Credit Union. You'll earn money market dividends, rewarding bigger balances with better rates. Unlike a regular money market, if your balance drops below the minimum, there's no sudden fee or lack of earnings.
When the balance dips below the $2,500 minimum, you will still earn dividends at the current regular savings rate and incur no penalty. Getting back to Cash Management earnings is as easy as making a deposit.
Details
- Greater earnings than regular savings
- Competitive, tiered dividends on entire balance
- Higher balances earn higher rates
- Compounded daily, paid monthly
- Enjoy flexibility with enhanced access to funds, including direct check writing:
- Unlimited in-person withdrawals or by mail
- No monthly service fee
- Converts to Savings Account if balance drops below $2,500
- Free online banking
- Free mobile banking
- Free e-statements
- Free telephone banking
- Nationwide surcharge-free ATMs and thousands of shared branch locations via the CO-OP Network
- Can be used as overdraft protection on checking account
- $2,500 minimum deposit to open; no setup fee
- Federally insured by NCUA
