We all know how a debit card works. Simply swipe it for the fastest, easiest way to make purchases worldwide. No fees, no interest, no hassles.

But the MountainCrest Credit Union Visa® debit card goes further. We participate in a nationwide network of 28,000 surcharge-free ATMs. So the next time corporate megabanks say they have an advantage with nationwide access, be nice and just smile politely.

  • Fast, free, and easy
  • Safer than carrying cash
  • Funds deducted directly from your account
  • Eliminate cost of purchasing checks
  • Make purchases anywhere Visa is accepted
  • Secure online purchasing power
  • Nationwide surcharge-free ATMs via the CO-OP Network

Overdraft Opt-In

Fill out an easy online form to ensure you have full overdraft protection on everyday debit card purchases and ATM withdrawals.

Using Your Debit Card Outside the United States?

Visit Visa Travel Support for security tips, travel tools, and more.

Please note: Some overseas ATMs may not give you the option of which account to withdraw from, so the funds may be withdrawn from either savings or checking. We advise keeping funds in both accounts.

SecurLOCKā„¢ Equip

The power to protect in the palm of your hand. SecurLOCK™ Equip is a  mobile app that allows you to control how, when and where your debit and credit cards are used. It is a simple and secure way to manage and monitor your payment transaction activity from your smart phone. 

Choose to receive instant notifications every time your cards are used or only whenever certain parameters are triggered, such as transaction spending limits, merchant types or geographic locations.  You also have the ability to turn your cards on or off anytime!

To get started, download the free SecurLOCK Equip app from the Apple App Store or Google Play Store.

Apple Android

Please note:  SecurLOCK Equip will not set up a travel alert. If you are planning to travel outside the area, and you want to ensure your cards are not stopped by our fraud monitoring system, you will need to call us before you travel.
Visa Purchase Alerts

Visa Purchase Alerts is one of the ways we are helping you keep your account secure. Visa Purchase Alerts sends you real-time text or email alerts when you pay with your Visa credit or debit card. 

It’s Easy to Get Started

Register your mobile device and email to receive Visa Purchase Alerts. Then choose the notification triggers that match your needs. You will receive text or email alerts based upon your selected criteria.

Actual time to receive a transaction alert is dependent on wireless service and coverage within area.
A qualified transaction is any transaction routed through Visa.