We all know how a debit card works. Simply swipe it for the fastest, easiest way to make purchases worldwide. No fees, no interest, no hassles.

But the MountainCrest Credit Union Visa® debit card goes further. We participate in a nationwide network of 28,000 surcharge-free ATMs. So the next time corporate megabanks say they have an advantage with nationwide access, be nice and just smile politely.

  • Fast, free, and easy
  • Safer than carrying cash
  • Funds deducted directly from your account
  • Eliminate cost of purchasing checks
  • Make purchases anywhere Visa is accepted
  • Secure online purchasing power
  • Nationwide surcharge-free ATMs via the CO-OP Network

Overdraft Opt-In

Fill out an easy online form to ensure you have full overdraft protection on everyday debit card purchases and ATM withdrawals.

Using Your Debit Card Outside the United States?

Visit Visa Travel Support for security tips, travel tools, and more.

Please note: Some overseas ATMs may not give you the option of which account to withdraw from, so the funds may be withdrawn from either savings or checking. We advise keeping funds in both accounts.

Verified by Visa

Gain the peace of mind that comes with added security when you shop online. Verified by Visa is a free and easy—but highly effective—service that confirms your identity when you initiate an online transaction.

You create an extra password that must be entered before a purchase is accepted. This way, even if your account number has been compromised, a thief can't use it at these online merchants.

Enroll in Verified by Visa today.

Visa Purchase Alerts

Visa Purchase Alerts is one of the ways we are helping you keep your account secure. Visa Purchase Alerts sends you real-time text or email alerts when you pay with your Visa credit or debit card. 

It’s Easy to Get Started

Register your mobile device and email to receive Visa Purchase Alerts. Then choose the notification triggers that match your needs. You will receive text or email alerts based upon your selected criteria.

Actual time to receive a transaction alert is dependent on wireless service and coverage within area.
A qualified transaction is any transaction routed through Visa.