Home Equity Line of Credit as low as 2.99% APR for the first 12 months of the loan.

MCCU offers low-rate Home Equity Loans and Lines of Credit with up to 100% financing. Finance your dreams and needs — from debt consolidation to college education.

Get all your funds all at once with our home equity fixed rate loan. Instead of receiving funds up front, open a variable home equity line of credit that can be used a little at a time, all at once, or not at all. We'll help you find the option that works best for your budget.

Fixed Rate Home Equity Loan
  • Competitive rates for several short-term or one-time needs:
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And more!
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • The interest paid might be tax deductible*
  • Loan protection available
  • Local decision-making and processing
  • Helpful, customized service throughout the entire process

NMLS #226066

Home Equity line of Credit (HELOC)
  • 2.99% APR for the first 12 months
  • Competitive, variable rates for several ongoing or seasonal needs:
    • Education expenses
    • Major home improvements
    • Emergency reserve
    • And more!
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • Re-use without re-applying
  • Revolving credit – as principal is repaid, more becomes available for use
  • Funds easily available via in-person, by phone, or through online banking
  • The interest paid might be tax deductible*
  • Set up automatic payments to be deducted from your account monthly
  • Loan protection available
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

NMLS #226066

*Consult a tax advisor.