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How to Make A Payment

Online Banking and Mobile Banking

Is a free and easy way to make your monthly loan payment.  Once you enroll, you can easily transfer funds from your MCCU savings, checking or cash management to your loan. Or, if you want to make your loan payment from another financial institution, you can add an external account and simply transfer funds from your other financial institution to your MCCU loan. Want to set up a recurring transfer? No problem!  Online and Mobile Banking allows you to specify when, how much and how often. If you would like to enroll, we will be happy to assist you. *Please note: When you add an external account, a micro-deposit will be used to verify ownership of the external account. This process may take 2-5 days.

Co-Op Shared Branch Network

We are part of the national Co-Op Shared Branch Network.  This means any participating credit union can accept a loan payment from your MCCU account.  If you have an account at a participating credit union, we are also able to transfer the funds from that account to your MCCU loan payment.

Pay Now Payments**

This option is for members who want to make MCCU loan payments online with funds from another institution. You may schedule reoccurring payments or make individual payments. You can choose to make an ACH payment from a savings or checking account using a debit card. There is no fee for reoccurring payments. **If you choose not to schedule reoccurring payments, a $12.00 fee is assessed for each individual payment made with Pay Now. 

Pay by Phone: 877-601-0000**

Pay your loan over the phone. Transfer funds from your MCCU account or use your debit card from a different financial institution to quickly and easily pay your loan with an MCCU representative. **Payments made with a debit card over the phone are subject to a $15.00 fee.

Online bill payments

Utilize your bill payment system from another financial institution.

Pay by Mail

If you would like to mail a check for your loan payment, simple mail your payment to:
MountainCrest Credit Union 
Attn: Loan Payments
3710 168th St NE Suite A108
Arlington, WA  98223

Be sure to include your account number and loan number on your checks.  Payments are applied on the business day that they are received in the mail.