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Use your MountainCrest Visa Platinum card to transfer your higher rate credit card balances and enjoy a 2.99% fixed promo APR1 for 12 months, there is no balance transfer fee, plus you receive double ScoreCard® bonus points for the transfer amount. 

If you don't have a card with us, open a new MountainCrest Visa Platinum card and earn 10,000 ScoreCard® bonus points after your first purchase as well as a 2.99% fixed promo APR1 for 12 months, with no balance transfer fee, plus double ScoreCard® bonus points for the transfer amount.

Low rates, premium services, and valuable rewards; we've got it! Your MountainCrest Credit Union Platinum Visa credit card is ready to take you anywhere you want to go — from the grocery store down the street to the deck of an Alaskan cruise.

Shop just about anywhere around the world — online and in-store — with the power of Visa. The purchases you make with your card earn points for ScoreCard® Rewards, which you can redeem for cash, airline tickets, hotel accommodations, cruises, gift cards and more!



  • No annual fee
  • No balance transfer fee
  • ScoreCard® Rewards
    • Earn 1 point for each dollar in purchases
    • Redeem points for free travel, merchandise, cash and more
  • Increased security with chip technology
  • Worldwide ATM access
  • 25-day grace period on purchases
  • Toll-free 24-hour Platinum Preferred customer service
  • 24/7 online account access
  • $1,000,000 Travel Accident Insurance
  • Emergency card replacement

Using Your Credit Card Outside the United States?

Visit Visa Travel Support for security tips, travel tools, and more.

Learn More

Read our Visa Disclosure for important details.

The MountainCrest Credit Union Visa Platinum credit card comes with the valuable ScoreCard® Rewards program.

  • Earn points with every dollar in purchases
  • Redeem points for cash, travel, brand name merchandise, gift cards, unique experiences, and more
  • 24/7 booking with maximum flexibility

Log in to MCTeller Online Banking  where you will find VISA EzCard, the place to view your ScoreCard® awards, redeem your points, book travel and more!

The power to protect in the palm of your hand. SecurLOCK™ Equip is a  mobile app that allows you to control how, when and where your debit and credit cards are used. It is a simple and secure way to manage and monitor your payment transaction activity from your smart phone. 

Choose to receive instant notifications every time your cards are used or only whenever certain parameters are triggered, such as transaction spending limits, merchant types or geographic locations.  You also have the ability to turn your cards on or off anytime!

To get started, download the free SecurLOCK Equip app from the Apple App Store or Google Play Store.

Apple Android

Visa Purchase Alerts

Visa Purchase Alerts is one of the ways we are helping you keep your account secure. Visa Purchase Alerts sends you real-time text or email alerts when you pay with your Visa credit or debit card. 

It’s Easy to Get Started

Register your mobile device and email to receive Visa Purchase Alerts. Then choose the notification triggers that match your needs. You will receive text or email alerts based upon your selected criteria.

1APR=Annual Percentage Rate. After the promotional period, your rate will revert to your standard APR.  Offer valid on non-MCCU balances.  The amount is limited to your approved credit line.